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Well, everyone has such a bank. Its name is TIME. 
 
Every morning, it credits you with 86,400 seconds. 
 
Every night it writes off, as lost, whatever of this you have failed to invest to good purpose. It carries over no balance. 
It allows no overdraft. Each day it opens a new account for you. 
 
Each night it burns the records of the day. If you fail to use the day's deposits, the loss is yours. 
 
There is no going back. There is no drawing against the "tomorrow". You must live in the present on today's deposits. Invest it so as to get from it the utmost in health, happiness and success! 
 
The clock is running. Make the most of today. 
 
To realize the value of ONE YEAR 
Ask a student who has failed his exam. 
 
To realize the value of ONE MONTH 
Ask a mother who has given birth to a pre-mature baby. 
 
To realize the value of ONE WEEK 
Ask an editor of a weekly newspaper. 
 
To realize the value of ONE DAY 
Ask a daily wage laborer who has ten kids to feed. 
 
To realize the value of ONE HOUR 
Ask the two lovers who are waiting to meet or . . . 
 
To realize the value of ONE MINUTE 
Ask a person who has missed the train. 
 
To realize the value of ONE SECOND 
Ask a person who has survived an accident. 
 
To realize the value of ONE MILLI-SECOND 
Ask the person who has won a silver medal in Olympics. 
 
So let us treasure every moment, because TIME wait’s for no one - 



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